To be eligible for global health insurance, you must be planning to reside outside of your home country on or before the effective date of your plan (with some exceptions), which is why it is important to start your research early for coverage. Most plans will require that you apply 30 to 45 days prior to departure date. This application time is necessary for the approval process of the insuring company as well as validation of your health condition and any pre-existing conditions. Keep in mind that if you decide to apply earlier or to move the effective date to another time, you may need to provide an updated health declaration and new information from your health care provider to ensure that there is no new health condition that was not included in the initial application.
Living abroad promises exciting challenges and a proper preparation ahead of time will allow for a smooth transition in your host country. With Global Medical Insurance, you can start your new life overseas with increased confidence and peace of mind. Our insurance experts work with multiple carriers and can assist you in finding the insurance plan that will best fit your needs.
Ensure your insurance plan covers both general heath care visits and prescription medicines. Emergency evacuation, hospitalization, and repatriation are also essential coverage benefits should a medical emergency situation arise while away. Some insurance plans will cover transportation costs to the nearest adequate medical facility or transportation to a hospital back home.
Additional coverage options for vision, dental, maternity and extreme sports may be included in some plans or can be added to your plan for an extra premium. It is important to consider the coverage options that are right for you, based on your situation and planned activities. All plans have exclusions and it is very valuable to review and understand the various limitations of your insurance plan.