debt

Ideas to Overcome Debt

Whatever the cause of the debt – be it over-spending, salary reduction, or emergency expenses such as medical bills – the action you take to beat the “bill blues” is the same. Talk about it. If you are depressed about money problems, you may feel alone. Yet the moment you begin to discuss it, you will […]

Social Media Payments: Secure or Risky?

Social media platforms like Facebook, Twitter, and Snapchat have long been a place to reconnect and communicate. Social commerce, as it’s called, works like this: If you’re using a social media channel that has a social commerce option, you’d first tie your debit or credit card to your account. If you wanted to split a […]

Smart Giving

Smart Giving: How to Make the Most of Your Charitable Donation

Initially, to be sure you are donating to a worthy and above-board organization, request a copy of its financial report. It summarizes the organization’s tax status, programs, and how the funds are used. With the exception of places of worship, all charities must file such a report with the IRS. You may also contact your […]

tax time

Preparing to Pay Tax

Make sure you have the right tax form for your individual situation. Many people will use the same one they used the previous year, but if your circumstances have changed, you may need to use a different form. Gather Personal Identification Information Of course you will need to know your own Social Security Number, but […]