debt

Ideas to Overcome Debt

Whatever the cause of the debt – be it over-spending, salary reduction, or emergency expenses such as medical bills – the action you take to beat the “bill blues” is the same. Talk about it. If you are depressed about money problems, you may feel alone. Yet the moment you begin to discuss it, you will […]

Discover Home Equity Loans

A home equity loan, or line of credit (HELOC), allows you to borrow money using your home’s equity as collateral. To begin, let’s make sure we understand these two important definitions: Collateral is property that you pledge as a guarantee that you will repay a debt. If you don’t repay the debt, the lender can take […]

travel

Health Insurance and Travel Insurance Aren’t the Same

Digital Nomads or Global Nomads are used interchangeably. However, although sometimes confused, “travel medical” and “international health” insurance are definitely not the same thing. Travel insurance is for just that. It covers travel, and any bumps you may face on the road.  It’s not long term coverage for expats planning to live overseas for years. […]

student

Student Educational Travel Insurance in the US

The United States became an independent country in 1776, while other nations of Europe, Africa, and different continents have histories dating back many more centuries. However, in the two hundred plus years of the country, it has created some historical destinations for people of all ages to enjoy. In fact, when families are looking for […]