Global Insurance Advice for People Living, Working and Traveling to Other Countries

To be eligible for global health insurance, you must be planning to reside outside of your home country on or before the effective date of your plan (with some exceptions), which is why it is important to start your research early for coverage. Most plans will require that you apply 30 to 45 days prior to departure date. This […]

What is Tax Refund Loans

When a taxpayer receives a RAL, the tax preparer lends the taxpayer the amount of their tax refund less the cost of interest and fees for the loan. When the government sends the actual refund check, it is directly deposited into the bank that made the loan. If the refund is smaller than anticipated due […]

Secured vs. Unsecured Loans

Secured Loan Secured loans are those loans that are protected by an asset or collateral of some sort. The item purchased, such as a home or a car, can be used as collateral, and a lien is placed on such item. The finance company or bank will hold the deed or title until the loan […]


Ideas to Overcome Debt

Whatever the cause of the debt – be it over-spending, salary reduction, or emergency expenses such as medical bills – the action you take to beat the “bill blues” is the same. Talk about it. If you are depressed about money problems, you may feel alone. Yet the moment you begin to discuss it, you will […]